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personal Loan Knowledge
What is a personal loan?
A personal loan is an unsecured loan that can be used for various personal needs such as education, travel, or emergencies.
What are typical interest rates?
Interest rates vary depending on credit score and bank policies, usually between 10% to 24% per annum.
How long can I repay?
You can choose repayment tenures ranging from 12 to 60 months.
How much can I borrow?
Loan amounts depend on income and credit profile, typically from ₹50,000 to ₹25 lakhs.
Are there any processing fees?
Yes, processing fees may range between 1% to 3% of the loan amount.
Can I prepay my loan?
Yes, most lenders allow prepayment after a certain period, sometimes with small charges.