Terms & Conditions

1. Introduction

CoverMantra Services Private Limited is incorporated under Indian law (Registered Office: Fatehabad, Haryana). By using our Platform, you agree to these Terms & Conditions and our Privacy Policy.

2. General Information

CoverMantra serves as a facilitator between users and financial partners (Banks/NBFCs). We do not provide financial services directly; final decisions are made by our partners.

3. Services Provided

• • Connecting users with Lenders
• • Credit report access facilitation
• • SMS scraping for spend analysis
• • Social score calculation services

4. User Eligibility

You must be at least 18 years old and legally capable of entering a contract in India to use the Platform.

5. Acceptance of Terms

Accessing the Platform implies your agreement to these terms. CoverMantra reserves the right to modify these terms at any time.

6. User Accounts

Users must provide accurate information. You are responsible for maintaining the confidentiality of your account and password.

7. Privacy

Your data is collected as per our Privacy Policy. By using our services, you agree to share data with our partners as required.

8. License to Use

We grant a limited, non-transferable license for personal use. Unauthorized data mining or commercial use is prohibited.

9. Monitoring of Platform

CoverMantra reserves the right to monitor the platform and remove objectionable content to ensure compliance.

10. Service Suspension

We reserve the right to suspend or terminate services without notice if these terms are violated.

12. Indemnity

Users agree to indemnify CoverMantra against any claims arising out of your violation of these terms.

13. Third-Party Links

The platform may contain third-party links. We are not responsible for the content or practices of external sites.

14. Acknowledgements

You acknowledge that CoverMantra is a facilitator and does not guarantee the quality or success of partner products.

15. Governing Law

These terms are governed by Indian law. Disputes are subject to the exclusive jurisdiction of the courts in **Delhi**.